Alla inlägg under februari 2011

Av Emma Svensson - 11 februari 2011 11:18

Det visar GP Konsuments granskning av priserna efter avregleringen av apoteken.

Avregleringen av apoteket skulle ge konsumenterna ökad tillgänglighet och lägre priser. Men GP Konsuments granskning av drygt 400 priser hos tio olika kedjor med försäljningsställen i centrala Göteborg, visar att priserna i de flesta fall är desamma och ibland högre.

Vår första granskning gjordes senhösten 2009, inför avregleringen av apoteksmarknaden. Då bokförde vi priserna på närmare 500 olika apoteksvaror.

Denna gång har vi besökt de tre stora butikskedjorna samt sju apotekskedjor i de centrala delarna av Göteborg. Vi kontrollerade även priserna på Pressbyrån (se här intill).

Granskningen visar att prisminskningen i de flesta fall inte existerar alls, åtminstone inte om man handlar på ett apotek. I många fall är prisskillnaden mot före avregleringen försumbar.

Här är några exempel:

> En förpackning Alvedon kostade före avregleringen 38:50 på Apoteket. I dag kostar samma vara lika mycket eller 50 öre mindre på apotekskedjorna.

> Nicorette nikotintuggummin, starkare sorten, kostade förra hösten 99 kronor. I dag kostar förpackningen lika mycket eller sex kronor mer hos apoteken.

> 100 milliliter flytande Alvedon kostade 50 kronor på Apoteket hösten 2009. Samma pris, eller 5- 10 öre lägre, betalar man i dag på samtliga granskade försäljningsställen.

Ingen skillnad i pris

Den nya konkurrensen har inte heller givit några större skillnader i pris.

> Allergimedicinen Livostin har exakt samma pris, 129 kronor, på alla ställen vi besökte.

> En tub med hydrokortisonsalva kostade förra året 30 kronor. Exakt samma pris tar samtliga apotekskedjor i dag.

Två priser på Apoteket Hjärtat skiljde sig något från mängden. Där var åksjuketuggummit Calma och munsårsmedicinen Anti cirka 10 kronor dyrare än hos övriga kedjor.

Bara två produkter som vi hittade var billigare än före avregleringen:

> Ett paket Panodil kostade före avregleringen 41:50 på Apoteket. Nu kostar samma paket 38 kronor eller 38:50 på de flesta ställen.

> Ipren 400 milligram, 30 stycken, kostade förra året 51:50 och nu 50 kronor på hälften av ställena.

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Av Emma Svensson - 11 februari 2011 11:17

Det varierar hur butikerna gör med sin utfästelse om öppet köp när kunderna vill lämna tillbaka en vara. I vissa fall är det en strikt hantering. Har du betalat med kontanter, blir det kontanter tillbaka, och har du använt kort så sätts pengarna in på kontot.

När Veronika Gustafsson för ett tag sedan besökte Ikea i Kållered möttes hon av beskedet att återbetalningen av två tigerorkidéer bara kunde ske till hennes kort.

Några dagar tidigare hade hon och sambon köpt blommorna för sammanlagt 40 kronor och använt sambons betalkort.

Hon berättar att hon vid återlämnandet händelsevis inte hade sitt betalkort med och att personalen var bestämd med att det krävdes ett kort och föreslog att hon skulle åka hem och hämta sitt kort. Hon förklarade att kostnaden för bilresan vida översteg blommornas pris.

I det läget erbjöds istället ett tillgodkvitto.

- Men det sade jag nej till. Jag hade ju rätt till öppet köp, säger Veronika Gustafsson.

Eftersom hennes mamma var med, undrade då personalen om pengarna kunde föras in på mammans kort. Mamman berättade att hon inte hade något kort.

Därefter tillkallades en chefsperson och efter en stunds argumenterande fick Veronika Gustafsson sina pengar i kontanter.

- Jag tyckte att Ikea borde kunna skriva ut på sina kvitton vad de har för policy vid öppet köp, för hur ska jag som konsument veta det, säger Veronika Gustafsson.

Hon är själv butikschef för en presentaffär i Göteborg och där tillämpas policyn att kunden själv får välja hur återbetalningen ska ske.

Hon nämner ett par fördelar med detta:

Om det är en större summa vill kunden kanske slippa att få kontanter, och kan välja att få summan insatt på betalkortet.

Genom att få ut kontanter slipper kunden känna osäkerhet om pengarna verkligen kommer att sättas in på kortets konto.

Ylva Magnusson på Ikeas pressinformation säger att det finns ett säkerhetstänkande bakom varuhusets begäran att betala tillbaka via kort, men hon är glad att Veronica Gustafsson fick sina kontanter till slut.

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Av Emma Svensson - 11 februari 2011 11:17

Peugeot center i Göteborg höll med, men biltillverkaren i Frankrike sade nej.

Vad som gäller för garantin på Onsalabon Jacobsons Peugeot 207 GT har varit ett hett ämne som bollats mellan Göteborg, Stockholm och Frankrike under några veckor.

Det hela började med att Jacobson kände att bilen med drygt två år på nacken plötsligt tappade all kraft i början av december. Bilen återgick till normal funktion men blev snart orkeslös igen.

- Jag trodde det var turbon som lagt av, och lämnade in den på verkstaden hos Peugeot center i Frölunda, berättar Tor Jacobson.

Efter en dryg vecka fick han beskedet från verkstaden. Felet berodde på kamaxelkedjan som måste åtgärdas.

Men reparationen var inte något garantiärende enligt generalagenten i Stockholm som haft kontakt med tillverkaren i Frankrike.

- Garantin gällde bara om det var totalt motorhaveri. Jag skulle alltså ha kört bilen så att motorn havererade för att kunna utnyttja garantin, säger Tor Jacobson, som anser att beskedet från Peugeot är helt befängt.

Som stöd för sin uppfattning har han flera skriftliga handlingar i form av broschyr och garanti- och servicebok.

Av dessa framgår att garantin gäller för motorn upp till 15 000 mil eller 8 år, och den innebär inga kostnader vid motorfel och inga självrisker. Här står också: "Motorgarantin gäller från bilens första registreringsdatum och täcker de reparationer och allvarliga skador som kan uppstå i motorn, växellådan eller kraftöverföringen."

Jacobsons Peugeot borde alltså omfattas av motorgarantin och det ansåg även återförsäljaren Peugeot center.

Magdalena Fellbom är pressinformatör hos generalagenten för Peugeot i Sverige, KW Bruun autoimport.

- Problemet med motorn är att kamaxelkedjan är sträckt. Det som Peugeot konstaterat, både i Frankrike och i Sverige, det är att det inte var något haveri och därför går det inte på motorgarantin, säger Magdalena Fellbom som anser att Peugeot i Frankrike visat ödmjukhet i frågan genom att erbjuda att betala 25 procent av reparationskostnaden.

Hon berättar att motorgarantin bara finns i Sverige och att den tagits bort från 1 januari 2009.

- Det beror på att det finns så specifika fall där det är svårt att avgöra vad som omfattas. Därför försöker vi vara flexibla och se från fall till fall.

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Av Emma Svensson - 11 februari 2011 11:13

Bolånetaket har haft effekt, anser nästan 60 procent av fastighetsmäklarna. Förstagångsköparna har i stort sett försvunnit.

Undersökningen, som Mäklarsamfundet gjort, visar också att det vanligaste sättet att finansiera de 15 procent man inte längre får låna av banken med bostaden som säkerhet, i stället finansieras genom lån från föräldrar som i sin tur belånar sitt hus.

Över 1 000 mäklare har svarat på frågor om de nya bolånereglerna.

Samtidigt har ekonomiskt svaga grupper försvunnit från marknaden, i första hand förstagångsköpare. Fler än tidigare får avslag på sina låneansökningar och det tar längre tid att sälja bostäder.

De som redan äger sin bostad har nu fått ett ännu större försprång på bostadsmarknaden, konstaterar Mäklarsamfundet.

-Vi varnade redan i vårt remissvar på förslaget att införa bolånetaket för den här utvecklingen. Det absolut viktigaste på en sund bostadsmarknad är rörligheten. Nu tvingas barn bo kvar hemma längre, säger Jeanette Gustafsdotter, vd på Mäklarsamfundet. -Det är också en klassfråga. Alla har inte föräldrar eller släkt som har råd att låna ut de sista 15 procenten.

Jeanette Gustafsdotter tycker i stället att man ska ställa hårdare krav på bankerna och deras bolånekalkyler.

LO:s chefsekonom Lena Westerlund pekar också på att nytillträdande på bostadsmarknaden också många gånger är nya på arbetsmarknaden.

-Nu får de ytterligare ett problem att kunna flytta dit jobben finns eftersom hyresmarknaden är så begränsad. -Jag tycker ett amorteringskrav är mycket bättre. Det stänger inte ute utan höjer bara månadskostnaden. Det ger dem med en ordnad ekonomisk situation men inte så mycket sparat en chans att kliva in på bostadsmarknaden.

Enligt Statistiska centralbyrån (SCB) var den årliga tillväxttakten för bostadslån 8,5 procent i december 2010. Det är den lägsta tillväxttakten så långt tillbaka som det finns jämförbara uppgifter, nämligen december 2002.

-Man måste vara klar över att det är sunt att man inte låter skuldsättningen öka i den takt som har varit. Det är inte långsiktigt hållbart. Ingen människa ska försätta sig i en skuldsituation som den inte klarar av, säger bostadsminister Stefan Attefall (KD). Han räknade med att taket skulle minska utlåningstakten.

Ungdomar kan, i enskilda fall, komma i kläm på grund av de nya reglerna, tror Attefall.

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Av Emma Svensson - 11 februari 2011 11:12

Hon kallar det Berget eller Anjas hill. Här trivs primula, codonopsis, saxifraga, gentiana, androsace och dvärgträd. Små växter som är särskilt vackra vid närmare granskning.

– Så länge jag kan minnas har jag varit fascinerad av växter. Jag har krupit på alla fyra, nära det oansenliga och sett det som är riktigt fint.

Ursprungligen är Anja från trakten av Helsingfors och det går inte att ta miste på. Hon ser rågblont finsk ut och pratar svenska med finsk melodi. Anja bor med sin Anders alldeles vid Långvattnet i nordöstra Göteborg. Naturen runt Långvattnet drar många finländare tror hon.

– Björkarna och sjön står oss nära.

Det har tagit tid att komma hit till Anjas trädgård. Vi har bestämt och avbokat ett par gånger. Vädrets makter har inte stått oss bi. Alla växter blommar inte som Anja skulle ha velat, säger hon.

Men idag lyser solen från en klarblå himmel och vi överrumplas av mängden växter och fantastiska färger. Medan Anders går in och brygger kaffe visar Anja oss runt.

Tujahäck med blommor

Utanför ingången har Anders murat en tegelvägg med djupa odlingsbänkar, av överblivet tegel från gamla Malmö allmänna sjukhus. Där syns klematis och en två meter hög syddracena, Cordyline australis ’Atropurpurea’. Medelhavsväxter som oliv och agapanthus i krukor gör sitt till för att skapa atmosfär.

På vägen ner mot växthuset avskärmas entréträdgården av en hög tujahäck, tuktad nertill och rufsig upptill. I häcken sticker det upp en stor ros, Rosa ’Louise Odier’. Pimpineller, som Sanguisorba i olika färger och humlemagneten anisörten Agastache ’Black Adder’ pryder en hög svajande perennrabatt. Nere vid fötterna på de andra sprider sig också eldkrassen, Tropaeolum speciosum.

Japansk alm, silverpäron och rödbladig ormhassel ger karaktär åt ett trädgårdsrum emellan växthuset och Anjas botaniska stolthet. Genom en port klädd med kameleontbuske och klätterstormhatt stiger man ut på Anjas hill, en plats för alp- och woodlandväxter. Förebilden är Botaniska Trädgården i Göteborg.

Anja vet inget ställe på jorden som är så inspirerande som Botans klippträdgård. Hon strövar gärna där för att få inspiration till det egna berget. Hon köper fröer från Botan, från Skottland och Canada på Internet. Eller från kunniga alpinister.

På vintern lägger hon ut dem, så att de sprängs, genom att utsättas för omväxlande kyla och värme. Därefter planterar hon dem i små krukor, med olika sammansättningar i jorden.

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